Belong. Grow. Thrive.

A Community that banks together, thrives together

When it comes to choosing a bank, you have a lot of options. That’s why at First Commonwealth Federal Credit Union, we want to make that decision easy. That means we put people and community first, and do everything in our power to make a positive and lasting impact in the Lehigh Valley.

We are an inclusive, not-for-profit financial cooperative open to everyone and fully owned by our members. With an ownership stake, our membership shapes who we are, the decisions we make, and the amount of good we can do, simply by banking with us.

Choosing First Commonwealth means the more business you do with us, the more good we can do together, both for your finances and our community. Unlike banks, we take our earnings and return them to you — our members and owners — and we work continuously to give back and do more.

In addition to ownership, members get access to trusted, award-winning services like digital and in-person banking, financial education products, discounted rates, exclusive services, and unprecedented access to knowledge and experience you won’t find anywhere else. You also get free financial health checks and consultations with our financial counselors. It’s here, at your disposal, to help you achieve financial happiness and well-being.

We exist to do right by our members, contribute to our communities, and we believe the best way to bank. Getting started with First Commonwealth Federal Credit Union is a five-minute process that pays dividends for a lifetime. Let’s get started…

Join Our Family

Our Mission

Empowering the pursuit of financial happiness.

Our Vision

To be the most beloved financial partner in our communities.

Our “Higher” Values

Honesty, Innovation, Generosity, Humility, Excellence and Respect.

Socially Responsible Banking

We believe that the banking industry can and should do more good. It’s our mission to do everything in our power to help our members thrive and we work tirelessly to create strong, healthier, more inclusive and sustainable communities in both the Lehigh Valley and the global community.

When you choose First Commonwealth Federal Credit Union, your membership helps make a positive impact in our communities. It allows us to significantly invest in the local economy, pass on savings through our products and services, and promote socially responsible corporate initiatives.

The Lehigh Valley is our home, and we’re champions of Diversity, Equity, and Inclusion. We’re committed to ensuring inclusive access to financial services to everyone, no matter the level of income. As a BankOn Allentown founding partner, we’re ensuring inclusive access to financial services for our unbanked and underbanked communities. And to that end, we’re proudly now accepting the Mexican Matricula Card as a Primary form of identification — opening the doors to many more in our community who seek greater financial wellness opportunities. It’s just one more way we’re helping to make banking better, easier, and more efficient for our members.

We know there are countless choices when it comes to banking and finances. It’s our hope you choose First Commonwealth Federal Credit Union.

The Credit Union Difference

First Commonwealth Federal Credit Union is unlike the big banks in countless ways. But our biggest advantage is we put people and purpose first.

Our modern technology, open financial centers, and unparalleled service aren’t the only things that set us apart from the big, impersonal banking institutions. We’re a not-for-profit, member-owned financial cooperative founded, rooted, and headquartered in the Lehigh Valley, servicing more than 68,000 members since 1959.

We exist to empower our members to achieve financial happiness. That means our membership is based on common bonds and shared goals, both for the individual and surrounding community. And unlike big banks, whose investors and shareholders reap the financial benefits, First Commonwealth Federal Credit Union is owned and driven solely by its members, so all earnings and profits are theirs and theirs alone.

First Commonwealth deposits are insured by NCUA up to $250,000.

Our Impact

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